|  | Are you a mortgage penalty Red Wretch? | 
          
                  |   | 25 year amortization: savings or trap? | 
          
                  |   | Making a Profit with Grow Op property | 
          
                  |   | Critical Illness and Disability Insurance gamble | 
          
                  |   | Real Mean Rent Hog Ride- response to Garth Turner Feb 8 blog | 
          
                  |   | Economic Forecasts could fry your mind | 
          
                  |   | Mortgage rule changes: an opportunity for home owners and renovators | 
          
                  |   | Is the 35 year amortization a Bait and Switch scheme for many? | 
          
                  |   | Getting more in Debt to reduce debt? | 
          
                  |   | Phil McDowell is also a licenced Mortgage Broker in BC | 
          
                  |   | Home Buying as a Partnership | 
          
                  |   | Potential Sub-Prime Disaster ends up a happy life line! | 
          
                  |   | Rent to Own- the document could kill future qualification for financing! | 
          
                  |   | Aged parent says, "I'm not moving!" but lives in a cash poor retirement? | 
          
                  |   | Fixed or Variable rate mortgage- ask for your cost comparison based on your guess or fear | 
          
                  |   | Lay off concerns making you nervous about buying- there is a "cure" for that! | 
          
                  |   | Lay off concerns making you nervous about buying- there is a "cure" for that! | 
          
                  |   | We Buy Houses scam | 
          
                  |   | Rent to Own | 
          
                  |   | Ice Cream Real Estate Market | 
          
                  |   | Variable and multi-term fixed= bye bye future negotiating power | 
          
                  |   | When your mortgage term is up- is your balance up, too? | 
          
                  |   | When PIGS fly there is less pressure to raise mortgage rates | 
          
                  |   | BMO Fraud civil claim no reason for higher rates tomorrow | 
          
                  |   | Easy money may lead to hard lesson |